This is an underwritten insurance policy - Action Claims Legal Expense Insurance Policy covers drivers and their passengers if they are involved in a non fault accident, our policy enables the client to recover their losses as a result of the accident such as repairs to the vehicle, cost of a hire vehicle, compensation for injury, medical fees, loss of earnings, damage to personal effects. This policy offers complete peace of mind when you need it most. Cover includes:

• A Replacement Vehicle
  Action Claims will always attempt to arrange a replacement hire vehicle for the policyholder, delivered to a convenient location anywhere on mainland UK. The cost of the vehicle can be recovered from the other driver or their insurer.
• Repairs
  Action Claims can arrange for the policyholder's vehicle to be inspected and repairs carried out, the cost of which will be recovered directly from the other party. 
• Personal Injury Compensation
  The policyholder and his/her passengers are entitled to compensation for injuries suffered as a result of a non-fault traffic accident.
• Policy Excess
  If the policyholder has paid a policy excess as a result of the accident it can be recovered as part of their claim.
• Loss of Earnings
  If the policyholder is unable to work as a result of the accident, loss of earnings can be recovered from the negligent party.
• Vehicle Storage and Recovery
  All reasonable storage and recovery costs are recoverable from the negligent party if the policyholder’s vehicle cannot be driven.
• Damage to Personal Effects
  The value of any personal items damaged as a result of the accident can be recovered from the negligent party.
• Legal Representation
  The policyholder has access to a nationwide panel of solicitors who specialise in road traffic accidents.
• Total Loss Valuation
  If the policyholder’s vehicle is deemed a total loss and the valuation is disputed, Action Claims will assist with negotiations.

Note – All the above is recoverable if the accident is clearly non-fault and full details of the other party have been obtained.

If you would like further information on any of our products please call 0800 975 98 99 or visit our contact page.

Action Claims Motor Legal Expense Insurance is a fully underwritten product which is Authorised & Regulated by the Financial Services Authority. Please contact us for further information.